What happens when you can’t get in to work?

How would you cope if your staff and customers were denied access to your premises for a week?

Would your business still be able to operate? Would you be able to fulfil your orders?

Would your business be able to bounce back? Traders in London’s Borough Market, the capital’s oldest market were forced to face these questions recently. The market was closed for ten days after the London Bridge terror attack in June of this year leaving traders unable to operate for the duration. The degree to which this affected their business financially varied greatly depending upon the level of insurance cover they had in place.

Even policies which offer business interruption cover may not mitigate this event as it was classified as a terror incident, many policies will not pay out in response to incidents of terrorism unless the insured suffered material damage to their own property.

I can help you to conduct a full review of your existing insurance arrangements to see exactly when you can trigger cover and the types of incidents your policy will address. I can also discuss products which might help you in the event of a similar attack.