The latest security breach at Evernote reminds us once again how important it is to maintain a healthy password management regime online. Our lives exist in a public domain now and you would be amazed at how simply a determined hacker can wreak havoc on an individuals life by gaining access to just one password, where this is not unique.

We all do it, don't we? Use the same password for different services so we can remember it easily. That is really a recipe for disaster and brings in the need for a good password management system that is available to you everywhere. Something like 1 Password.

I have been using this for some time now and, whilst it does have its flaws, it is indispensable in the management of passwords. Generating strong, unique passwords and keeping them safe and shared across your devices, this should be your first stop in improving your online hygiene.

Beyond that, you may want to consider insurance to protect against the costs associated with your business being hacked. Make no mistake, there are rich pickings for the hackers out there and they are hitting more and more small businesses, simply because they are a soft target. Don't think that it won't happen to you just because you can't see or perhaps understand the risk.

Low cost solutions can both reduce the chances of a loss occurring and lesson the financial impact if it does.